Compensation Disclosure

Explanation of Pricing

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We believe in being fair and transparent with our pricing and compensation structure.

Simplified Pricing

Just like we’ve simplified the way business insurance is purchased and managed, we’ve also simplified the way we generate revenue.  Our straightforward pricing model allows us to earn revenues two different ways.  Businesses pay a simple flat percentage-based fee of up to 20% of premium to purchase and manage their insurance and the insurance companies pay us a commission for every policy that is purchased through our platform.

Unlike the traditional insurance model which, unfortunately, incentivizes brokers and agents to sell policies customers might not need with inflated coverage limits, our flat fee-based model covers the costs associated with building and maintaining our platform and allows us to be profitable on even the smallest insurance policies.  As a result, we never recommend that customers buy insurance they don’t need or coverage limits that are too high.

What Our Flat Fee Provides

  • eventFlexible Payment OptionsThe ability to pay your annual insurance premium month-to-month.
  • credit_cardFlexible Payment MethodsThe ability to pay your insurance premium with a credit card.
  • shopping_cartMarket AccessEnterprise-grade insurance from A rated insurance companies at your fingertips.
  • cloud_queueConvenienceInstant online access to our insurance management portal.
  • moodSupportHuman insurance experts standing by when you need them.

Save Up to 35%

We didn’t set out to offer the least expensive insurance. Like with most things and insurance included, you get what you pay for. We don’t believe in selling lower quality insurance products filled with terms that allow the insurance carrier to get out of paying claims. Instead, we only sell high quality insurance policies from A-rated insurance companies. Best of all, our customers are still saving up to 35% compared to purchasing insurance through the traditional process. Why? It’s simple. Our process is not only easier for small businesses, it’s also easier for the insurance companies. It’s so efficient, in fact, that our insurance carrier partners are willing to sell policies for much less than traditional brokers and we pass those savings directly through to our customers.