3 Ways for Small Businesses to Free Up Cash Flow

Understandably, cash flow is king for any business and this rings especially true for small businesses. In fact, many small businesses only cash flow out 30 days at a time. As a small business ourselves, we experience this challenge each and every day. So, we thought we’d take a few minutes and write about 3 things we do to free up our own cash flow.

business Co-Working vs. Traditional Office Space

Companies like WeWork have turned the commercial real estate industry upside down. For small businesses that are ready for dedicated workspace, co-working offers an affordable and cash flow friendly alternative to hefty deposits, lease negotiations, and even the costs of furnishing an office. Here at UnBrokerage, we take advantage of furnished private offices in a co-working environment maintained by the startup accelerator that we’re in allowing us to scale our office space needs as the company grows. And while we pay a slight monthly premium over what we might pay if we signed a 3-year lease, we’re able to pay for exactly what we need when we need it which will save money in the long run.

date_range Pay For Business Services Monthly

Today, small business owners are able to advantage of a growing number of powerful cloud-based tools to help with running their companies. Industries like accounting, legal, and marketing have been transformed by the likes of Intuit, LegalZoom, and HubSpot. And while these modern cloud-based business service providers offer discounts to users who pay annually, nearly all of them also allow monthly payments. The ability to pay for these tools monthly eases the burden they have on cash flow by tens of thousands of dollars. At UnBrokerage, we take this understanding to heart and have worked hard to enable our customers the ability to pay for their business insurance, which is traditionally paid annually with a physical check, monthly and with a credit card.

attach_money Alternative Business Lending

Let’s be honest, sometimes companies experience an extended cash flow crunch resulting in a situation where there just isn’t enough cash to free up. Traditionally, banks have stepped up to provide loans or lines of credit to help a business get through tough times. But the traditional lending process is time-consuming, loaded with paperwork, and subject to lengthy underwriting processes. It’s for these reasons that we’re huge advocates of alternative business lenders like Kabbage. These next-generation financing institutions are able to offer flexible lines of credit with no physical paperwork and very minimal underwriting resulting in a capital injection that can be available same or next day.


Small business owners are forced to be resourceful when it comes to competing solving the challenges they face and cash flow is, perhaps, the most important operational challenge they face. We hope that you’ve found these ideas helpful.